The danger of One-Time Password (OTP) fraud is increasingly prevalent with the advancement of digital technology. An OTP is a temporary password used for account or transaction verification, serving as an additional layer of security. This code is unique, can only be used once, and is typically sent via SMS, email, or a phone call.
Fraudulent Schemes to Watch Out For
Two common OTP fraud schemes, as explained by the Financial Services Authority (OJK):
How to Protect Yourself from Fraud
To avoid fraud, this article provides several important tips:
Real-life cases, such as malware campaigns that stole OTPs from millions of Android users in various countries, prove that this threat is real and widespread. In conclusion, it's very important to understand how OTPs work, recognize scammer tactics, and always be vigilant to protect your financial security.
Source : https://cyberhub.id/pengetahuan-dasar/waspada-penipuan-kode-otp
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