Cyber threats in the financial world are becoming more rampant. Not only are bank accounts vulnerable, but now investor fund accounts (RDN) for stock transactions have also become a prime target for criminals.
In response to the widespread alleged RDN breaches, the Financial Services Authority (OJK) is taking decisive action. The OJK has requested Self-Regulatory Organizations (SROs) to limit or even suspend RDN services during holidays. This policy comes after several securities companies were reportedly victims of hacking, highlighting the system's vulnerability outside of business hours.
In response to the circulating issue, PT Bank Central Asia Tbk (BCA) has denied any customer funds were breached, stating the Rp70 billion figure is incorrect. BCA asserts its systems are secure and no customers have suffered direct financial losses. Currently, BCA is cooperating with the relevant securities firms and authorities to conduct a thorough investigation.
Meanwhile, PT Panca Global Kapital Tbk (PEGE) has confirmed that its subsidiary, PT Panca Global Sekuritas (PGS), experienced an incident on September 9, 2025, involving repeated and rapid withdrawals from RDN accounts. The funds were allegedly transferred to an unregistered account via BCA Klik Bisnis. While the total loss is still being verified, PGS has already disabled the affected system and refunded the impacted customers. PGS management is committed to ensuring no customer is harmed and continues to coordinate with the SRO.
An Investor Fund Account (RDN) is a special account used by investors to hold funds for stock transactions with a securities company. This case serves as a reminder to all parties—investors, securities firms, and banks alike—that cyber threats know no time boundaries and are constantly evolving. Risk mitigation efforts and inter-agency collaboration are key to safeguarding data and digital assets in the capital market.
source: CNBC Indonesia
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